Side-by-side · Q2 2026 data
Central National Bank vs Skyward Credit Union
Metric by metric
| Measure | Central National Bank | Skyward Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 60 |
| Capital cushion | 60 (stronger) | 49 |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 73 (stronger) | 25 |
| Funding & liquidity | 66 | 90 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 86th | 21st |
| Total assets | $1.4B | $467.4M |
| Deposits / shares | $1.2B | $316.9M |
| Capital ratio | 11.00% (stronger) | 9.94% |
| Problem loans | 0.01% (stronger) | 0.86% |
| Net charge-offs | 0.15% (stronger) | 0.54% |
| Return on assets | 1.33% (stronger) | 0.12% |
| Loans ÷ deposits | 65.5% (stronger) | 70.7% |
| Uninsured deposits | 40.5% | 5.9% (stronger) |
| Offices | 29 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 43.6% |
Central National Bank has the higher TellerScore (78 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Central National Bank leads on 6 and Skyward Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.