Side-by-side · Q2 2026 data
Central National Bank vs The First National Bank of Louisburg
Metric by metric
| Measure | Central National Bank | The First National Bank of Louisburg |
|---|---|---|
| TellerScore | 78 | 81 (stronger) |
| Capital cushion | 60 (stronger) | 59 |
| Loan quality | 100 | 100 |
| Earnings | 73 | 94 (stronger) |
| Funding & liquidity | 66 (stronger) | 65 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 80th |
| Total assets | $1.4B | $201.3M |
| Deposits / shares | $1.2B | $171.5M |
| Capital ratio | 11.00% (stronger) | 10.88% |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | 0.15% | 0.00% (stronger) |
| Return on assets | 1.33% | 1.84% (stronger) |
| Loans ÷ deposits | 65.5% (stronger) | 74.2% |
| Uninsured deposits | 40.5% | 34.0% (stronger) |
| Offices | 29 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
The First National Bank of Louisburg has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Central National Bank leads on 2 and The First National Bank of Louisburg on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.