TellerScore

Headquartered in Louisburg, Kansas, The First National Bank of Louisburg is a national bank with $201.3M in total assets and $171.5M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1920.

The First National Bank of Louisburg has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 80% of its 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 49th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (59/100, 10.88%).

TellerScore · Q2 2026

Scorecard

Capital cushion59/100
Tier 1 leverage ratio: 10.88%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings94/100
Return on assets (annualized): 1.84%
Funding & liquidity65/100
Loans ÷ deposits and uninsured-deposit share: 74.2% · 34.0% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 7 points (74 → 81), mostly because the earnings component improved by 28 points.

TellerScore
717681Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202471
Q3 202472
Q4 202473
Q1 202577
Q2 202574
Q3 202578
Q4 202578
Q1 202681
Q2 202681
Tier 1 leverage ratio
5.00%8.13%11.27%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.05%
Q3 202410.35%
Q4 202410.51%
Q1 202511.01%
Q2 202510.90%
Q3 202511.27%
Q4 202510.87%
Q1 202611.16%
Q2 202610.88%
Noncurrent loans
0.00%0.11%0.23%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.23%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.53%1.18%1.84%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.53%
Q3 20240.55%
Q4 20240.62%
Q1 20250.98%
Q2 20251.15%
Q3 20251.26%
Q4 20251.41%
Q1 20261.71%
Q2 20261.84%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$201.3M10.88%0.00%1.84%74.2%
Q1 202681$195.6M11.16%0.00%1.71%73.6%
Q4 202578$185.5M10.87%0.00%1.41%78.2%
Q3 202578$181.3M11.27%0.00%1.26%77.1%
Q2 202574$179.4M10.90%0.23%1.15%73.1%
Q1 202577$181.6M11.01%0.00%0.98%66.0%
Q4 202473$175.1M10.51%0.00%0.62%66.6%
Q3 202472$189.5M10.35%0.00%0.55%67.3%
Q2 202471$186.1M10.05%0.00%0.53%66.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.88%
48th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets1.84%
82nd
Net interest margin3.85%
45th
Efficiency ratio51.7%
80th
Loans to deposits74.2%
62nd
Uninsured deposits34.0%
19th
Loan-loss reserves1.20%
51st
Texas ratio0.0%
95th

Similar-size banks in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
The Valley State BankBank Belle Plaine, KS78 out of 100, Strong$200.5M12.2%0.09%vs
Lyons Federal BankBank Lyons, KS78 out of 100, Strong$197.6M12.7%0.23%vs
Halstead BankBank Halstead, KS69 out of 100, Moderate$205.9M8.6%0.29%vs
Union State BankBank Clay Center, KS73 out of 100, Strong$206.2M10.3%0.00%vs
The Fidelity State Bank and Trust CompanyBank Dodge City, KS95 out of 100, Very strong$194.8M23.6%0.31%vs
The Kansas State BankBank Ottawa, KS65 out of 100, Moderate$208.4M9.2%0.85%vs

Deposit insurance

Is my money safe at The First National Bank of Louisburg?

Yes. The First National Bank of Louisburg is an FDIC-insured institution (FDIC certificate #4722). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 34.0% of deposits ($58.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.88%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

The First National Bank of Louisburg lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
The First National Bank of Louisburg
Type
National bank
FDIC certificate #
4722
RSSD ID
132451
Primary regulator
OCC
Established
August 10, 1920
Headquarters
1201 W Amity St, Louisburg, KS 66053
Employees
33

Quick answers

The First National Bank of Louisburg: common questions

Is The First National Bank of Louisburg FDIC insured?

Yes. The First National Bank of Louisburg is an FDIC-insured institution (FDIC certificate #4722). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The First National Bank of Louisburg's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The First National Bank of Louisburg ever failed?

There is no failure record for FDIC certificate #4722 in the FDIC failed bank list.

How many branches does The First National Bank of Louisburg have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Louisburg

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers Bank & TrustBank Great Bend, KS96 out of 100, Very strong$1.1B24.0%0.19%vs
Sm Federal Credit UnionCredit union Mission, KS89 out of 100, Very strong$77.2M20.0%0.24%vs
Security Bank of Kansas CityBank Kansas City, KS85 out of 100, Very strong$3.9B12.8%0.03%vs
Adrian BankBank Adrian, MO85 out of 100, Very strong$195.6M12.6%0.52%vs
Community Bank of RaymoreBank Raymore, MO79 out of 100, Strong$346.9M9.7%0.05%vs
Central National BankBank Junction City, KS78 out of 100, Strong$1.4B11.0%0.01%vs