Side-by-side · Q2 2026 data
Central National Bank vs Wichita Federal Credit Union
Metric by metric
| Measure | Central National Bank | Wichita Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 63 |
| Capital cushion | 60 | 95 (stronger) |
| Loan quality | 100 (stronger) | 30 |
| Earnings | 73 (stronger) | 41 |
| Funding & liquidity | 66 | 73 (stronger) |
| Problem-loan coverage | 100 (stronger) | 79 |
| Peer percentile | 86th | 29th |
| Total assets | $1.4B | $280.5M |
| Deposits / shares | $1.2B | $237.3M |
| Capital ratio | 11.00% | 14.52% (stronger) |
| Problem loans | 0.01% (stronger) | 2.11% |
| Net charge-offs | 0.15% (stronger) | 2.19% |
| Return on assets | 1.33% (stronger) | 0.53% |
| Loans ÷ deposits | 65.5% (stronger) | 87.3% |
| Uninsured deposits | 40.5% | 3.0% (stronger) |
| Offices | 29 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 19.1% |
Central National Bank has the higher TellerScore (78 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Central National Bank leads on 5 and Wichita Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.