Wichita Federal Credit Union (NCUA charter #3907) is based in Wichita, Kansas. Its Q2 2026 call report shows $280.5M in total assets and $237.3M in member shares and deposits and 4 offices.
Wichita Federal Credit Union has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 29% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Kansas, it ranks 44th. Capital cushion contributes the most (95/100, 14.52%); loan quality contributes the least (30/100, 2.11%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (69 → 63), mostly because the earnings component weakened by 33 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 68 |
| Q4 2024 | 64 |
| Q1 2025 | 79 |
| Q2 2025 | 69 |
| Q3 2025 | 67 |
| Q4 2025 | 68 |
| Q1 2026 | 64 |
| Q2 2026 | 63 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.67% |
| Q3 2024 | 13.84% |
| Q4 2024 | 13.72% |
| Q1 2025 | 13.76% |
| Q2 2025 | 13.67% |
| Q3 2025 | 13.94% |
| Q4 2025 | 14.26% |
| Q1 2026 | 14.03% |
| Q2 2026 | 14.52% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.11% |
| Q3 2024 | 1.13% |
| Q4 2024 | 1.47% |
| Q1 2025 | 1.15% |
| Q2 2025 | 1.59% |
| Q3 2025 | 1.51% |
| Q4 2025 | 1.98% |
| Q1 2026 | 1.73% |
| Q2 2026 | 2.11% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.49% |
| Q3 2024 | 0.68% |
| Q4 2024 | 0.66% |
| Q1 2025 | 2.39% |
| Q2 2025 | 1.36% |
| Q3 2025 | 1.04% |
| Q4 2025 | 1.23% |
| Q1 2026 | 0.47% |
| Q2 2026 | 0.53% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $280.5M | 14.52% | 2.11% | 0.53% | 87.3% |
| Q1 2026 | 64 | $275.1M | 14.03% | 1.73% | 0.47% | 86.7% |
| Q4 2025 | 68 | $268.9M | 14.26% | 1.98% | 1.23% | 88.1% |
| Q3 2025 | 67 | $222.4M | 13.94% | 1.51% | 1.04% | 102.8% |
| Q2 2025 | 69 | $225.4M | 13.67% | 1.59% | 1.36% | 98.9% |
| Q1 2025 | 79 | $222.5M | 13.76% | 1.15% | 2.39% | 97.1% |
| Q4 2024 | 64 | $213.4M | 13.72% | 1.47% | 0.66% | 102.1% |
| Q3 2024 | 68 | $211.9M | 13.84% | 1.13% | 0.68% | 100.7% |
| Q2 2024 | 67 | $210.3M | 13.67% | 1.11% | 0.49% | 98.4% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Frontier Community Credit UnionCredit union Leavenworth, KS | 54 out of 100, Below average | $210.3M | 9.2% | 1.15% | vs |
| White Eagle Credit UnionCredit union Augusta, KS | 76 out of 100, Strong | $198.5M | 14.0% | 1.72% | vs |
| Emporia State Federal Credit UnionCredit union Emporia, KS | 75 out of 100, Strong | $146.5M | 10.7% | 0.49% | vs |
| Quantum Credit UnionCredit union Wichita, KS | 74 out of 100, Strong | $143.0M | 11.4% | 0.40% | vs |
| Kansas State University Federal Credit UnionCredit union Manhattan, KS | 67 out of 100, Moderate | $139.9M | 11.0% | 0.95% | vs |
| Kansas Teachers Community Credit UnionCredit union Pittsburg, KS | 83 out of 100, Strong | $125.3M | 15.3% | 1.24% | vs |
Deposit insurance
Is my money safe at Wichita Federal Credit Union?
Yes. Wichita Federal Credit Union is a federally insured credit union (NCUA charter #3907). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.0% of shares and deposits ($7.0M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 14.52%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Wichita Federal Credit Union lists 4 offices in 1 city. Most locations:
- Wichita, KS (4)
HMDA 2025
Mortgage lending
In 2025, Wichita Federal Credit Union reported 315 home-loan applications under HMDA (LEI 5493007GBJOK22LYB425): 195 originated ($25,205,000 total), 57 denied, and 16 withdrawn or closed by the applicant. Its denial rate on decided applications was 19.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Wichita Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 3907
- RSSD ID
- 436878
- Primary regulator
- NCUA
- Established
- 1940
- Headquarters
- 7325 W 33rd St N, Wichita, KS 67205
- Employees
- 76
Quick answers
Wichita Federal Credit Union: common questions
Is Wichita Federal Credit Union NCUA insured?
Yes. Wichita Federal Credit Union is a federally insured credit union (NCUA charter #3907). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Wichita Federal Credit Union's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Wichita Federal Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Wichita
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens State BankBank Moundridge, KS | 95 out of 100, Very strong | $450.6M | 14.4% | 0.01% | vs |
| Garden Plain State BankBank Wichita, KS | 88 out of 100, Very strong | $191.5M | 15.2% | 0.94% | vs |
| The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK | 83 out of 100, Strong | $446.2M | 13.9% | 0.45% | vs |
| Central National BankBank Junction City, KS | 78 out of 100, Strong | $1.4B | 11.0% | 0.01% | vs |
| Vintage Bank KansasBank Leon, KS | 78 out of 100, Strong | $288.6M | 11.6% | 0.53% | vs |
| The First National Bank of HutchinsonBank Hutchinson, KS | 78 out of 100, Strong | $1.2B | 11.5% | 0.33% | vs |