Side-by-side · Q2 2026 data
Central Nebraska Federal Credit Union vs Lincoln S.D.A. Credit Union
Credit union
Central Nebraska Federal Credit Union
Grand Island, Nebraska · Under $100 million in assets
Credit union
Lincoln S.D.A. Credit Union
Lincoln, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Central Nebraska Federal Credit Union | Lincoln S.D.A. Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 45 |
| Capital cushion | 56 | 59 (stronger) |
| Loan quality | 99 (stronger) | 12 |
| Earnings | 33 (stronger) | 6 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 76 |
| Peer percentile | 47th | 5th |
| Total assets | $11.8M | $9.9M |
| Deposits / shares | $10.1M | $8.6M |
| Capital ratio | 10.63% | 10.89% (stronger) |
| Problem loans | 0.04% (stronger) | 2.63% |
| Net charge-offs | 0.03% (stronger) | 0.33% |
| Return on assets | 0.33% (stronger) | -0.34% |
| Loans ÷ deposits | 52.6% (stronger) | 56.6% |
| Uninsured deposits | 1.6% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central Nebraska Federal Credit Union has the higher TellerScore (73 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Central Nebraska Federal Credit Union leads on 5 and Lincoln S.D.A. Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.