Headquartered in Grand Island, Nebraska, Central Nebraska Federal Credit Union is a federal credit union with $11.8M in total assets and $10.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1949.
Based on its Q2 2026 filing, Central Nebraska Federal Credit Union scores 73/100, which we describe as strong. That is higher than only 47% of 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 24th. Its strongest component is funding & liquidity (100/100; 53% loans-to-deposits, 2% uninsured), and its lowest is earnings (33/100; 0.33%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (75 → 73), mostly because the earnings component weakened by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 60 |
| Q4 2024 | 75 |
| Q1 2025 | 70 |
| Q2 2025 | 75 |
| Q3 2025 | 76 |
| Q4 2025 | 76 |
| Q1 2026 | 72 |
| Q2 2026 | 73 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.05% |
| Q3 2024 | 9.24% |
| Q4 2024 | 9.71% |
| Q1 2025 | 9.60% |
| Q2 2025 | 10.08% |
| Q3 2025 | 10.36% |
| Q4 2025 | 10.85% |
| Q1 2026 | 10.63% |
| Q2 2026 | 10.63% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.25% |
| Q3 2024 | 1.55% |
| Q4 2024 | 0.16% |
| Q1 2025 | 0.14% |
| Q2 2025 | 0.13% |
| Q3 2025 | 0.03% |
| Q4 2025 | 0.16% |
| Q1 2026 | 0.01% |
| Q2 2026 | 0.04% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.99% |
| Q3 2024 | 0.98% |
| Q4 2024 | 0.98% |
| Q1 2025 | 0.47% |
| Q2 2025 | 0.83% |
| Q3 2025 | 0.78% |
| Q4 2025 | 0.75% |
| Q1 2026 | 0.15% |
| Q2 2026 | 0.33% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $11.8M | 10.63% | 0.04% | 0.33% | 52.6% |
| Q1 2026 | 72 | $11.7M | 10.63% | 0.01% | 0.15% | 54.0% |
| Q4 2025 | 76 | $11.4M | 10.85% | 0.16% | 0.75% | 57.0% |
| Q3 2025 | 76 | $11.8M | 10.36% | 0.03% | 0.78% | 52.8% |
| Q2 2025 | 75 | $11.9M | 10.08% | 0.13% | 0.83% | 52.3% |
| Q1 2025 | 70 | $12.1M | 9.60% | 0.14% | 0.47% | 51.5% |
| Q4 2024 | 75 | $11.8M | 9.71% | 0.16% | 0.98% | 51.4% |
| Q3 2024 | 60 | $12.2M | 9.24% | 1.55% | 0.98% | 52.5% |
| Q2 2024 | 72 | $12.1M | 9.05% | 0.25% | 0.99% | 48.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Hemingford Community Federal Credit UnionCredit union Hemingford, NE | 68 out of 100, Moderate | $10.0M | 10.1% | 0.55% | vs |
| Lincoln S.D.A. Credit UnionCredit union Lincoln, NE | 45 out of 100, Below average | $9.9M | 10.9% | 2.63% | vs |
| Northeast Nebraska Federal Credit UnionCredit union Norfolk, NE | 60 out of 100, Moderate | $14.2M | 8.9% | 0.70% | vs |
| Woodmen Federal Credit UnionCredit union Omaha, NE | 79 out of 100, Strong | $9.2M | 14.0% | 0.20% | vs |
| Electrical Workers No 22 Federal Credit UnionCredit union Omaha, NE | 66 out of 100, Moderate | $14.4M | 7.4% | 0.24% | vs |
| Gallup Federal Credit UnionCredit union Omaha, NE | 84 out of 100, Strong | $16.4M | 18.1% | 0.05% | vs |
Deposit insurance
Is my money safe at Central Nebraska Federal Credit Union?
Yes. Central Nebraska Federal Credit Union is a federally insured credit union (NCUA charter #24189). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.6% of shares and deposits ($165K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.63%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Central Nebraska Federal Credit Union lists 1 office in 1 city. Most locations:
- Grand Island, NE (1)
Identity & history
Profile
- Legal name
- Central Nebraska Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24189
- RSSD ID
- 626893
- Primary regulator
- NCUA
- Established
- 1949
- Headquarters
- 609 S. Locust, Grand Island, NE 68801
- Employees
- 3
Quick answers
Central Nebraska Federal Credit Union: common questions
Is Central Nebraska Federal Credit Union NCUA insured?
Yes. Central Nebraska Federal Credit Union is a federally insured credit union (NCUA charter #24189). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Central Nebraska Federal Credit Union's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Central Nebraska Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Grand Island
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Homestead BankBank Cozad, NE | 91 out of 100, Very strong | $537.0M | 18.6% | 0.20% | vs |
| Heritage BankBank Wood River, NE | 86 out of 100, Very strong | $611.6M | 23.0% | 1.18% | vs |
| Home Federal Savings and Loan Association of Grand IslandBank Grand Island, NE | 80 out of 100, Strong | $562.9M | 13.4% | 0.19% | vs |
| Heartland BankBank Geneva, NE | 80 out of 100, Strong | $911.1M | 10.3% | 0.13% | vs |
| Five Points BankBank Grand Island, NE | 76 out of 100, Strong | $2.2B | 10.3% | 0.01% | vs |
| Union Bank and Trust CompanyBank Lincoln, NE | 76 out of 100, Strong | $9.2B | 10.6% | 0.32% | vs |