Side-by-side · Q2 2026 data
Central One Federal Credit Union vs Gfa Federal Credit Union
Credit union
Central One Federal Credit Union
Shrewsbury, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Central One Federal Credit Union | Gfa Federal Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 55 |
| Capital cushion | 47 (stronger) | 42 |
| Loan quality | 77 (stronger) | 75 |
| Earnings | 44 (stronger) | 14 |
| Funding & liquidity | 64 | 78 (stronger) |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 24th | 12th |
| Total assets | $872.1M | $747.3M |
| Deposits / shares | $723.0M | $617.1M |
| Capital ratio | 9.72% (stronger) | 9.16% |
| Problem loans | 0.68% (stronger) | 0.75% |
| Net charge-offs | 0.14% (stronger) | 0.29% |
| Return on assets | 0.59% (stronger) | -0.14% |
| Loans ÷ deposits | 96.6% | 81.9% (stronger) |
| Uninsured deposits | 7.7% (stronger) | 11.0% |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | 13.2% |
Central One Federal Credit Union has the higher TellerScore (61 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Central One Federal Credit Union leads on 6 and Gfa Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.