The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 5 points (50 → 55), mostly because the loan quality component improved by 26 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Massachusetts

Yes. Gfa Federal Credit Union is a federally insured credit union (NCUA charter #24279). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.0% of shares and deposits ($67.7M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.16%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Gfa Federal Credit Union lists 6 offices in 5 cities across 2 states. Most locations:

• Gardner, MA (2)
• Keene, NH (1)
• Peterborough, NH (1)
• Rindge, NH (1)
• Winchendon, MA (1)

All branch addresses and map

In 2025, Gfa Federal Credit Union reported 232 home-loan applications under HMDA (LEI 549300MYAXFDGEI4NZ65): 175 originated ($64,835,000 total), 27 denied, and 28 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Gfa Federal Credit Union

Type

Federal credit union

NCUA charter #

24279

RSSD ID

266794

Primary regulator

NCUA

Established

1938

Headquarters

229 Parker St, Gardner, MA 01440

Employees

98