Side-by-side · Q2 2026 data
Central One Federal Credit Union vs Norfolk Community Federal Credit Union
Credit union
Central One Federal Credit Union
Shrewsbury, Massachusetts · $100 million – $1 billion
Credit union
Norfolk Community Federal Credit Union
Norfolk, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Central One Federal Credit Union | Norfolk Community Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 80 (stronger) |
| Capital cushion | 47 | 77 (stronger) |
| Loan quality | 77 | 84 (stronger) |
| Earnings | 44 | 64 (stronger) |
| Funding & liquidity | 64 | 92 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 24th | 65th |
| Total assets | $872.1M | $33.0M |
| Deposits / shares | $723.0M | $27.5M |
| Capital ratio | 9.72% | 12.67% (stronger) |
| Problem loans | 0.68% | 0.48% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.28% |
| Return on assets | 0.59% | 1.11% (stronger) |
| Loans ÷ deposits | 96.6% | 68.5% (stronger) |
| Uninsured deposits | 7.7% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | — |
Norfolk Community Federal Credit Union has the higher TellerScore (80 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Central One Federal Credit Union leads on 1 and Norfolk Community Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.