Norfolk Community Federal Credit Union is a federal credit union headquartered in Norfolk, Massachusetts, in business for about 73 years. At the end of Q2 2026 it reported $33.0M in total assets and $27.5M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Norfolk Community Federal Credit Union scores 80/100, which we describe as strong. That is higher than 65% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Massachusetts, it ranks 37th. Its strongest component is problem-loan coverage (96/100; 2.2%), and its lowest is earnings (64/100; 1.11%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (71 → 80), mostly because the earnings component improved by 28 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 76 |
| Q4 2024 | 83 |
| Q1 2025 | 65 |
| Q2 2025 | 71 |
| Q3 2025 | 71 |
| Q4 2025 | 76 |
| Q1 2026 | 79 |
| Q2 2026 | 80 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.96% |
| Q3 2024 | 12.58% |
| Q4 2024 | 12.84% |
| Q1 2025 | 12.44% |
| Q2 2025 | 12.11% |
| Q3 2025 | 11.70% |
| Q4 2025 | 11.79% |
| Q1 2026 | 12.20% |
| Q2 2026 | 12.67% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.79% |
| Q3 2024 | 0.74% |
| Q4 2024 | 0.37% |
| Q1 2025 | 0.43% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.76% |
| Q4 2025 | 0.48% |
| Q1 2026 | 0.53% |
| Q2 2026 | 0.48% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.37% |
| Q3 2024 | 1.37% |
| Q4 2024 | 1.64% |
| Q1 2025 | -0.54% |
| Q2 2025 | 0.41% |
| Q3 2025 | 0.68% |
| Q4 2025 | 0.88% |
| Q1 2026 | 1.16% |
| Q2 2026 | 1.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $33.0M | 12.67% | 0.48% | 1.11% | 68.5% |
| Q1 2026 | 79 | $33.6M | 12.20% | 0.53% | 1.16% | 68.4% |
| Q4 2025 | 76 | $33.9M | 11.79% | 0.48% | 0.88% | 68.9% |
| Q3 2025 | 71 | $33.1M | 11.70% | 0.76% | 0.68% | 71.8% |
| Q2 2025 | 71 | $31.1M | 12.11% | 0.53% | 0.41% | 74.6% |
| Q1 2025 | 65 | $29.5M | 12.44% | 0.43% | -0.54% | 81.2% |
| Q4 2024 | 83 | $28.9M | 12.84% | 0.37% | 1.64% | 85.9% |
| Q3 2024 | 76 | $28.0M | 12.58% | 0.74% | 1.37% | 91.5% |
| Q2 2024 | 74 | $28.7M | 11.96% | 0.79% | 1.37% | 91.2% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Massachusetts
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Taupa Lithuanian Federal Credit UnionCredit union South Boston, MA | 32 out of 100, Low | $32.1M | 9.1% | 3.21% | vs |
| Mills42 Federal Credit UnionCredit union Lowell, MA | 73 out of 100, Strong | $31.5M | 11.9% | 0.61% | vs |
| Alpha Credit UnionCredit union Boston, MA | 97 out of 100, Very strong | $35.1M | 18.8% | 0.14% | vs |
| Leominster Employees Federal Credit UnionCredit union Leominster, MA | 80 out of 100, Strong | $30.0M | 11.2% | 0.01% | vs |
| Massachusetts Family Federal Credit UnionCredit union Lynn, MA | 81 out of 100, Strong | $29.6M | 16.3% | 0.01% | vs |
| Htm Credit UnionCredit union Haverhill, MA | 84 out of 100, Strong | $29.6M | 13.8% | 0.11% | vs |
Deposit insurance
Is my money safe at Norfolk Community Federal Credit Union?
Yes. Norfolk Community Federal Credit Union is a federally insured credit union (NCUA charter #8828). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.67%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Norfolk Community Federal Credit Union lists 1 office in 1 city. Most locations:
- Norfolk, MA (1)
Identity & history
Profile
- Legal name
- Norfolk Community Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 8828
- RSSD ID
- 269982
- Primary regulator
- NCUA
- Established
- 1953
- Headquarters
- 18 Union St Ste 104, Norfolk, MA 02056
- Employees
- 4
Quick answers
Norfolk Community Federal Credit Union: common questions
Is Norfolk Community Federal Credit Union NCUA insured?
Yes. Norfolk Community Federal Credit Union is a federally insured credit union (NCUA charter #8828). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Norfolk Community Federal Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Norfolk Community Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Norfolk
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alpha Credit UnionCredit union Boston, MA | 97 out of 100, Very strong | $35.1M | 18.8% | 0.14% | vs |
| Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA | 97 out of 100, Very strong | $10.2M | 24.8% | 0.12% | vs |
| Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA | 92 out of 100, Very strong | $14.2M | 25.8% | 0.27% | vs |
| Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA | 92 out of 100, Very strong | $7.4M | 19.6% | 0.00% | vs |
| Watertown Municipal Credit UnionCredit union Watertown, MA | 91 out of 100, Very strong | $9.7M | 36.9% | 0.00% | vs |
| Attleboro M E Federal Credit UnionCredit union Attleboro, MA | 90 out of 100, Very strong | $24.6M | 13.7% | 0.13% | vs |