Side-by-side · Q2 2026 data
Central Pacific Bank vs Bank of Hawaii
Metric by metric
| Measure | Central Pacific Bank | Bank of Hawaii |
|---|---|---|
| TellerScore | 67 (stronger) | 64 |
| Capital cushion | 46 (stronger) | 34 |
| Loan quality | 90 | 94 (stronger) |
| Earnings | 68 (stronger) | 61 |
| Funding & liquidity | 52 | 57 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 44th | 46th |
| Total assets | $7.5B | $23.8B |
| Deposits / shares | $6.7B | $21.0B |
| Capital ratio | 9.60% (stronger) | 8.38% |
| Problem loans | 0.30% | 0.18% (stronger) |
| Net charge-offs | 0.19% | 0.06% (stronger) |
| Return on assets | 1.21% (stronger) | 1.03% |
| Loans ÷ deposits | 78.3% | 67.5% (stronger) |
| Uninsured deposits | 42.2% (stronger) | 47.2% |
| Offices | 27 | 51 |
| CFPB complaints (3 yrs) | — | 127 |
| Complaints per $1B deposits | — | 6.1 |
| Mortgage denial rate (HMDA) | 40.8% | 33.7% |
Central Pacific Bank has the higher TellerScore (67 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Central Pacific Bank leads on 4 and Bank of Hawaii on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Honolulu, HI
- Kailua-Kona, HI
- Lahaina, HI
- Hilo, HI
- Waipahu, HI
- Aiea, HI
- Kihei, HI
- Lihue, HI
- Mililani, HI
- Pearl City, HI
- Wahiawa, HI
- Wailuku, HI
- Kapolei, HI
- Ewa Beach, HI
- Kahului, HI
- Kailua, HI
- Kaneohe, HI