Side-by-side · Q2 2026 data
Central Pacific Bank vs First Hawaiian Bank
Metric by metric
| Measure | Central Pacific Bank | First Hawaiian Bank |
|---|---|---|
| TellerScore | 67 | 67 |
| Capital cushion | 46 (stronger) | 44 |
| Loan quality | 90 | 90 |
| Earnings | 68 | 70 (stronger) |
| Funding & liquidity | 52 | 52 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 44th | 63rd |
| Total assets | $7.5B | $23.6B |
| Deposits / shares | $6.7B | $20.2B |
| Capital ratio | 9.60% (stronger) | 9.44% |
| Problem loans | 0.30% | 0.30% (stronger) |
| Net charge-offs | 0.19% | 0.13% (stronger) |
| Return on assets | 1.21% | 1.25% (stronger) |
| Loans ÷ deposits | 78.3% | 71.5% (stronger) |
| Uninsured deposits | 42.2% (stronger) | 48.4% |
| Offices | 27 | 49 |
| CFPB complaints (3 yrs) | — | 114 |
| Complaints per $1B deposits | — | 5.7 |
| Mortgage denial rate (HMDA) | 40.8% | 24.2% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Central Pacific Bank leads on 2 and First Hawaiian Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Honolulu, HI
- Hilo, HI
- Lahaina, HI
- Kaneohe, HI
- Kailua-Kona, HI
- Kapolei, HI
- Kihei, HI
- Lihue, HI
- Mililani, HI
- Pearl City, HI
- Wahiawa, HI
- Wailuku, HI
- Aiea, HI
- Waipahu, HI
- Ewa Beach, HI
- Kahului, HI
- Kailua, HI