Side-by-side · Q2 2026 data
Central Soya Federal Credit Union vs Bloomington Municipal Credit Union
Credit union
Central Soya Federal Credit Union
Decatur, Indiana · Under $100 million in assets
Credit union
Bloomington Municipal Credit Union
Bloomington, Illinois · Under $100 million in assets
Metric by metric
| Measure | Central Soya Federal Credit Union | Bloomington Municipal Credit Union |
|---|---|---|
| TellerScore | 87 | 87 |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 94 | 97 (stronger) |
| Earnings | 43 | 61 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 83rd | 83rd |
| Total assets | $33.2M | $45.7M |
| Deposits / shares | $27.2M | $39.5M |
| Capital ratio | 18.39% (stronger) | 13.50% |
| Problem loans | 0.19% | 0.10% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.10% |
| Return on assets | 0.58% | 1.02% (stronger) |
| Loans ÷ deposits | 36.9% | 33.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 13.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Central Soya Federal Credit Union leads on 3 and Bloomington Municipal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.