Side-by-side · Q2 2026 data
Central State Bank vs Maquoketa State Bank
Metric by metric
| Measure | Central State Bank | Maquoketa State Bank |
|---|---|---|
| TellerScore | 76 | 86 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 99 (stronger) | 83 |
| Earnings | 89 (stronger) | 78 |
| Funding & liquidity | 49 | 67 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 64th | 90th |
| Total assets | $419.3M | $429.0M |
| Deposits / shares | $344.4M | $327.4M |
| Capital ratio | 10.27% | 16.45% (stronger) |
| Problem loans | 0.02% (stronger) | 0.52% |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 1.73% (stronger) | 1.44% |
| Loans ÷ deposits | 93.9% | 67.7% (stronger) |
| Uninsured deposits | 30.7% (stronger) | 38.6% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Maquoketa State Bank has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Central State Bank leads on 3 and Maquoketa State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.