Maquoketa State Bank (FDIC certificate #17903) is based in Maquoketa, Iowa. Its Q2 2026 call report shows $429.0M in total assets and $327.4M in deposits and 4 offices.
Based on its Q2 2026 filing, Maquoketa State Bank scores 86/100, which we describe as very strong. That is higher than 90% of 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 28th. Its strongest component is capital cushion (100/100; 16.45%), and its lowest is funding & liquidity (67/100; 68% loans-to-deposits, 39% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (80 → 86), mostly because the loan quality component improved by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 85 |
| Q4 2024 | 80 |
| Q1 2025 | 79 |
| Q2 2025 | 80 |
| Q3 2025 | 81 |
| Q4 2025 | 82 |
| Q1 2026 | 79 |
| Q2 2026 | 86 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.46% |
| Q3 2024 | 16.61% |
| Q4 2024 | 15.89% |
| Q1 2025 | 16.35% |
| Q2 2025 | 16.56% |
| Q3 2025 | 16.97% |
| Q4 2025 | 16.42% |
| Q1 2026 | 16.55% |
| Q2 2026 | 16.45% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.33% |
| Q3 2024 | 0.16% |
| Q4 2024 | 0.85% |
| Q1 2025 | 1.34% |
| Q2 2025 | 1.15% |
| Q3 2025 | 0.99% |
| Q4 2025 | 0.83% |
| Q1 2026 | 1.21% |
| Q2 2026 | 0.52% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.82% |
| Q3 2024 | 0.84% |
| Q4 2024 | 0.89% |
| Q1 2025 | 1.37% |
| Q2 2025 | 1.35% |
| Q3 2025 | 1.33% |
| Q4 2025 | 1.35% |
| Q1 2026 | 1.41% |
| Q2 2026 | 1.44% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $429.0M | 16.45% | 0.52% | 1.44% | 67.7% |
| Q1 2026 | 79 | $444.5M | 16.55% | 1.21% | 1.41% | 64.5% |
| Q4 2025 | 82 | $433.7M | 16.42% | 0.83% | 1.35% | 65.1% |
| Q3 2025 | 81 | $437.7M | 16.97% | 0.99% | 1.33% | 63.8% |
| Q2 2025 | 80 | $421.1M | 16.56% | 1.15% | 1.35% | 64.9% |
| Q1 2025 | 79 | $420.5M | 16.35% | 1.34% | 1.37% | 63.0% |
| Q4 2024 | 80 | $420.0M | 15.89% | 0.85% | 0.89% | 60.6% |
| Q3 2024 | 85 | $422.5M | 16.61% | 0.16% | 0.84% | 62.9% |
| Q2 2024 | 84 | $408.2M | 16.46% | 0.33% | 0.82% | 66.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Waukon State BankBank Waukon, IA | 78 out of 100, Strong | $426.9M | 10.4% | 0.00% | vs |
| TS BankBank Treynor, IA | 72 out of 100, Strong | $432.7M | 10.6% | 1.41% | vs |
| FreedomBankBank Elkader, IA | 73 out of 100, Strong | $433.9M | 10.7% | 0.26% | vs |
| Farmers Trust and Savings BankBank Buffalo Center, IA | 74 out of 100, Strong | $422.7M | 9.9% | 0.06% | vs |
| Central State BankBank Coralville, IA | 76 out of 100, Strong | $419.3M | 10.3% | 0.02% | vs |
| GreatAmerica Bank National AssociationBank Cedar Rapids, IA | 73 out of 100, Strong | $450.0M | 61.6% | 0.00% | vs |
Deposit insurance
Is my money safe at Maquoketa State Bank?
Yes. Maquoketa State Bank is an FDIC-insured institution (FDIC certificate #17903). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 38.6% of deposits ($126.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.45%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Maquoketa State Bank lists 4 offices in 3 cities. Most locations:
- Maquoketa, IA (2)
- Andrew, IA (1)
- Preston, IA (1)
Identity & history
Profile
- Legal name
- Maquoketa State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 17903
- RSSD ID
- 683449
- Primary regulator
- FED
- Holding company
- Ohnward Bancshares Inc
- Established
- September 2, 1958
- Headquarters
- 203 N Main St, Maquoketa, IA 52060
- Website
- www.maquoketasb.bank
- Employees
- 53
Quick answers
Maquoketa State Bank: common questions
Is Maquoketa State Bank FDIC insured?
Yes. Maquoketa State Bank is an FDIC-insured institution (FDIC certificate #17903). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Maquoketa State Bank's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Maquoketa State Bank ever failed?
There is no failure record for FDIC certificate #17903 in the FDIC failed bank list.
How many branches does Maquoketa State Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Maquoketa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bellevue State BankBank Bellevue, IA | 92 out of 100, Very strong | $187.7M | 14.3% | 0.16% | vs |
| Citizens State BankBank Wyoming, IA | 91 out of 100, Very strong | $137.7M | 17.9% | 0.25% | vs |
| First Central State BankBank Dewitt, IA | 83 out of 100, Strong | $772.4M | 13.4% | 0.21% | vs |
| 1st Gateway Credit UnionCredit union Camanche, IA | 80 out of 100, Strong | $170.9M | 14.1% | 0.35% | vs |
| The Clinton National BankBank Clinton, IA | 79 out of 100, Strong | $396.4M | 13.4% | 0.53% | vs |
| Ohnward Bank & TrustBank Cascade, IA | 74 out of 100, Strong | $499.1M | 12.6% | 0.60% | vs |