Side-by-side · Q2 2026 data
Central State Bank vs DeWitt Savings Bank
Metric by metric
| Measure | Central State Bank | DeWitt Savings Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 0 | 60 (stronger) |
| Earnings | 100 (stronger) | 44 |
| Funding & liquidity | 81 | 96 (stronger) |
| Problem-loan coverage | 77 | 88 (stronger) |
| Peer percentile | 43rd | 26th |
| Total assets | $175.1M | $173.2M |
| Deposits / shares | $143.2M | $141.1M |
| Capital ratio | 17.92% (stronger) | 10.47% |
| Problem loans | 3.07% | 1.21% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.28% |
| Return on assets | 2.94% (stronger) | 0.59% |
| Loans ÷ deposits | 78.9% | 59.2% (stronger) |
| Uninsured deposits | 3.0% (stronger) | 18.4% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central State Bank has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Central State Bank leads on 5 and DeWitt Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.