Headquartered in Clinton, Illinois, DeWitt Savings Bank is a si with $173.2M in total assets and $141.1M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1887.
Based on its Q2 2026 filing, DeWitt Savings Bank scores 64/100, which we describe as moderate. That is higher than only 26% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 228th. Its strongest component is funding & liquidity (96/100; 59% loans-to-deposits, 18% uninsured), and its lowest is earnings (44/100; 0.59%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 64).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 67 |
| Q4 2024 | 67 |
| Q1 2025 | 68 |
| Q2 2025 | 65 |
| Q3 2025 | 64 |
| Q4 2025 | 59 |
| Q1 2026 | 65 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.98% |
| Q3 2024 | 12.34% |
| Q4 2024 | 12.26% |
| Q1 2025 | 11.66% |
| Q2 2025 | 11.22% |
| Q3 2025 | 10.44% |
| Q4 2025 | 9.82% |
| Q1 2026 | 10.23% |
| Q2 2026 | 10.47% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.26% |
| Q3 2024 | 0.72% |
| Q4 2024 | 0.84% |
| Q1 2025 | 0.74% |
| Q2 2025 | 0.96% |
| Q3 2025 | 0.81% |
| Q4 2025 | 1.19% |
| Q1 2026 | 0.88% |
| Q2 2026 | 1.21% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.04% |
| Q3 2024 | -0.01% |
| Q4 2024 | 0.09% |
| Q1 2025 | 0.15% |
| Q2 2025 | 0.15% |
| Q3 2025 | 0.26% |
| Q4 2025 | 0.28% |
| Q1 2026 | 0.48% |
| Q2 2026 | 0.59% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $173.2M | 10.47% | 1.21% | 0.59% | 59.2% |
| Q1 2026 | 65 | $171.2M | 10.23% | 0.88% | 0.48% | 54.2% |
| Q4 2025 | 59 | $174.2M | 9.82% | 1.19% | 0.28% | 58.7% |
| Q3 2025 | 64 | $172.5M | 10.44% | 0.81% | 0.26% | 58.8% |
| Q2 2025 | 65 | $156.5M | 11.22% | 0.96% | 0.15% | 58.6% |
| Q1 2025 | 68 | $147.4M | 11.66% | 0.74% | 0.15% | 63.1% |
| Q4 2024 | 67 | $140.9M | 12.26% | 0.84% | 0.09% | 67.7% |
| Q3 2024 | 67 | $142.2M | 12.34% | 0.72% | -0.01% | 70.0% |
| Q2 2024 | 71 | $143.7M | 11.98% | 0.26% | -0.04% | 68.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Waterman BankBank Waterman, IL | 60 out of 100, Moderate | $173.6M | 13.2% | 1.78% | vs |
| Iroquois Farmers State BankBank Iroquois, IL | 57 out of 100, Moderate | $174.5M | 9.1% | 1.96% | vs |
| Illini State BankBank Oglesby, IL | 70 out of 100, Strong | $171.9M | 14.4% | 1.86% | vs |
| Central State BankBank Clayton, IL | 70 out of 100, Strong | $175.1M | 17.9% | 3.07% | vs |
| United Trust BankBank Palos Heights, IL | 65 out of 100, Moderate | $178.2M | 10.0% | 0.43% | vs |
| Farmers State Bank of Western IllinoisBank Alpha, IL | 74 out of 100, Strong | $167.3M | 14.1% | 1.74% | vs |
Deposit insurance
Is my money safe at DeWitt Savings Bank?
Yes. DeWitt Savings Bank is an FDIC-insured institution (FDIC certificate #29535). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.4% of deposits ($25.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.47%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 21.22% (benchmark: 10%).
2 locations
Branches
DeWitt Savings Bank lists 2 offices in 2 cities. Most locations:
- Clinton, IL (1)
- Moweaqua, IL (1)
Identity & history
Profile
- Legal name
- DeWitt Savings Bank
- Former names
- De Witt Savings Bank; De Witt County Federal Savings and Loan Association; De Witt Federal Savings and Loan Association
- Type
- SI
- FDIC certificate #
- 29535
- RSSD ID
- 324975
- Primary regulator
- FDIC
- Established
- January 1, 1887
- Headquarters
- 302 W Main St, Clinton, IL 61727
- Website
- www.dewittsavingsbank.com
- Employees
- 23
Quick answers
DeWitt Savings Bank: common questions
Is DeWitt Savings Bank FDIC insured?
Yes. DeWitt Savings Bank is an FDIC-insured institution (FDIC certificate #29535). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is DeWitt Savings Bank's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has DeWitt Savings Bank ever failed?
There is no failure record for FDIC certificate #29535 in the FDIC failed bank list.
How many branches does DeWitt Savings Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Clinton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| United Equity Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $66.2M | 18.7% | 0.23% | vs |
| I.B.E.W. Local #146 Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $5.0M | 13.5% | 0.00% | vs |
| Scott State BankBank Bethany, IL | 86 out of 100, Very strong | $203.5M | 13.7% | 0.24% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |
| Staley Credit UnionCredit union Decatur, IL | 80 out of 100, Strong | $228.5M | 11.8% | 0.13% | vs |
| Prairie State Bank and TrustBank Springfield, IL | 80 out of 100, Strong | $840.1M | 12.4% | 0.52% | vs |