Side-by-side · Q2 2026 data
Central State Bank vs Iroquois Farmers State Bank
Metric by metric
| Measure | Central State Bank | Iroquois Farmers State Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 0 | 35 (stronger) |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 81 (stronger) | 77 |
| Problem-loan coverage | 77 (stronger) | 71 |
| Peer percentile | 43rd | 14th |
| Total assets | $175.1M | $174.5M |
| Deposits / shares | $143.2M | $158.7M |
| Capital ratio | 17.92% (stronger) | 9.10% |
| Problem loans | 3.07% | 1.96% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 2.94% (stronger) | 1.61% |
| Loans ÷ deposits | 78.9% | 71.8% (stronger) |
| Uninsured deposits | 3.0% (stronger) | 24.9% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Central State Bank has the higher TellerScore (70 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Central State Bank leads on 4 and Iroquois Farmers State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.