TellerScore

Side-by-side · Q2 2026 data

Central State Credit Union vs Corazo Credit Union

Credit union

Central State Credit Union

Stockton, California · $100 million – $1 billion

65of 100
Moderate

Credit union

Corazo Credit Union

El Centro, California · $100 million – $1 billion

59of 100
Moderate

Metric by metric

MeasureCentral State Credit UnionCorazo Credit Union
TellerScore65 (stronger)59
Capital cushion4090 (stronger)
Loan quality87 (stronger)16
Earnings3147 (stronger)
Funding & liquidity100 (stronger)74
Problem-loan coverage97 (stronger)72
Peer percentile34th19th
Total assets$258.2M$243.6M
Deposits / shares$211.3M$208.2M
Capital ratio9.01%14.01% (stronger)
Problem loans0.40% (stronger)2.51%
Net charge-offs0.28% (stronger)0.99%
Return on assets0.28%0.66% (stronger)
Loans ÷ deposits40.8% (stronger)85.8%
Uninsured deposits6.2% (stronger)12.0%
Offices46
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Central State Credit Union has the higher TellerScore (65 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Central State Credit Union leads on 5 and Corazo Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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