Side-by-side · Q2 2026 data
Central Texas Teachers Credit Union vs Alpine Community Credit Union
Credit union
Central Texas Teachers Credit Union
Corsicana, Texas · Under $100 million in assets
Metric by metric
| Measure | Central Texas Teachers Credit Union | Alpine Community Credit Union |
|---|---|---|
| TellerScore | 77 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 0 | 48 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 57th | 80th |
| Total assets | $13.7M | $14.5M |
| Deposits / shares | $11.5M | $12.0M |
| Capital ratio | 15.91% | 16.60% (stronger) |
| Problem loans | 0.00% (stronger) | 0.39% |
| Net charge-offs | 0.50% | 0.23% (stronger) |
| Return on assets | -0.50% | 0.70% (stronger) |
| Loans ÷ deposits | 82.2% | 30.8% (stronger) |
| Uninsured deposits | 1.2% | 0.0% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alpine Community Credit Union has the higher TellerScore (86 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Central Texas Teachers Credit Union leads on 1 and Alpine Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.