TellerScore

Alpine Community Credit Union (NCUA charter #68010) is based in Alpine, Texas. Its Q2 2026 call report shows $14.5M in total assets and $12.0M in member shares and deposits and 1 office.

Alpine Community Credit Union has a TellerScore of 86 out of 100 (very strong) based on Q2 2026 data — higher than 80% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 68th. Capital cushion contributes the most (100/100, 16.60%); earnings contributes the least (48/100, 0.70%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.60%
Loan quality87/100
Loans 60+ days delinquent ÷ total loans: 0.39%
Earnings48/100
Return on assets (annualized): 0.70%
Funding & liquidity100/100
Loans ÷ shares: 30.8% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.61%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (91 → 86), mostly because the earnings component weakened by 19 points.

TellerScore
848892Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202491
Q4 202492
Q1 202591
Q2 202591
Q3 202586
Q4 202584
Q1 202688
Q2 202686
Net worth ratio
7.00%11.80%16.60%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.65%
Q3 202414.69%
Q4 202415.29%
Q1 202515.56%
Q2 202515.72%
Q3 202516.25%
Q4 202516.38%
Q1 202616.05%
Q2 202616.60%
Delinquent loans (60+ days)
0.09%0.55%1.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.21%
Q3 20240.24%
Q4 20240.37%
Q1 20250.21%
Q2 20250.33%
Q3 20250.93%
Q4 20251.02%
Q1 20260.09%
Q2 20260.39%
Return on assets
0.64%0.99%1.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.95%
Q3 20241.19%
Q4 20241.34%
Q1 20251.14%
Q2 20251.19%
Q3 20251.28%
Q4 20251.14%
Q1 20260.64%
Q2 20260.70%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202686$14.5M16.60%0.39%0.70%30.8%
Q1 202688$14.8M16.05%0.09%0.64%29.0%
Q4 202584$14.3M16.38%1.02%1.14%30.6%
Q3 202586$14.3M16.25%0.93%1.28%31.6%
Q2 202591$14.5M15.72%0.33%1.19%31.7%
Q1 202591$14.3M15.56%0.21%1.14%33.9%
Q4 202492$14.2M15.29%0.37%1.34%34.5%
Q3 202491$14.5M14.69%0.24%1.19%32.7%
Q2 202486$15.2M13.65%0.21%0.95%30.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.60%
63rd
Problem loans0.39%
64th
Net charge-offs0.23%
44th
Return on assets0.70%
53rd
Loans to deposits30.8%
88th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.6%
73rd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Refugio County Federal Credit UnionCredit union Refugio, TX87 out of 100, Very strong$14.2M16.4%0.42%vs
Laredo Fire Department Federal Credit UnionCredit union Laredo, TX55 out of 100, Moderate$14.7M12.5%1.74%vs
Friona Texas Federal Credit UnionCredit union Friona, TX49 out of 100, Below average$14.1M14.7%12.40%vs
Cen Tex Manufacturing Credit UnionCredit union Brownwood, TX69 out of 100, Moderate$15.0M22.4%2.20%vs
Cherokee County Teachers Federal Credit UnionCredit union Rusk, TX56 out of 100, Moderate$13.9M20.0%2.13%vs
Central Texas Teachers Credit UnionCredit union Corsicana, TX77 out of 100, Strong$13.7M15.9%0.00%vs

Deposit insurance

Is my money safe at Alpine Community Credit Union?

Yes. Alpine Community Credit Union is a federally insured credit union (NCUA charter #68010). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.60%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Alpine Community Credit Union lists 1 office in 1 city. Most locations:

  • Alpine, TX (1)

All branch addresses and map

Identity & history

Profile

Legal name
Alpine Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
68010
RSSD ID
598794
Primary regulator
State + NCUA
Established
1954
Headquarters
111 N 2nd St, Alpine, TX 79830
Employees
4

Quick answers

Alpine Community Credit Union: common questions

Is Alpine Community Credit Union NCUA insured?

Yes. Alpine Community Credit Union is a federally insured credit union (NCUA charter #68010). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Alpine Community Credit Union's TellerScore?

86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Alpine Community Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Alpine

InstitutionScoreAssetsCapitalProblem loansCompare
Big Bend Banks, N.A.Bank Marfa, TX95 out of 100, Very strong$165.4M16.2%0.00%vs
Westex Community Credit UnionCredit union Kermit, TX94 out of 100, Very strong$231.4M15.4%0.63%vs
Maverick BankBank Fort Davis, TX76 out of 100, Strong$809.1M8.8%0.01%vs
West Texas National BankBank Midland, TX60 out of 100, Moderate$2.9B10.5%1.67%vs
Transpecos Banks, SSBBank Pecos, TX14 out of 100, Low$972.1M6.7%8.15%vs