Side-by-side · Q2 2026 data
Central Virginia Federal Credit Union vs Beacon Credit Union, Incorporated
Credit union
Central Virginia Federal Credit Union
Lynchburg, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Central Virginia Federal Credit Union | Beacon Credit Union, Incorporated |
|---|---|---|
| TellerScore | 72 | 74 (stronger) |
| Capital cushion | 77 (stronger) | 66 |
| Loan quality | 47 | 92 (stronger) |
| Earnings | 75 (stronger) | 63 |
| Funding & liquidity | 92 (stronger) | 60 |
| Problem-loan coverage | 85 | 94 (stronger) |
| Peer percentile | 57th | 63rd |
| Total assets | $197.8M | $391.6M |
| Deposits / shares | $171.2M | $342.0M |
| Capital ratio | 12.70% (stronger) | 11.60% |
| Problem loans | 1.59% | 0.24% (stronger) |
| Net charge-offs | 0.35% | 0.29% (stronger) |
| Return on assets | 1.38% (stronger) | 1.08% |
| Loans ÷ deposits | 68.5% (stronger) | 99.8% |
| Uninsured deposits | 2.3% (stronger) | 2.5% |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beacon Credit Union, Incorporated has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Central Virginia Federal Credit Union leads on 4 and Beacon Credit Union, Incorporated on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lynchburg, VA
- Madison Heights, VA