Side-by-side · Q2 2026 data
Central Willamette Credit Union vs 44 North Credit Union
Metric by metric
| Measure | Central Willamette Credit Union | 44 North Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 61 |
| Capital cushion | 94 (stronger) | 78 |
| Loan quality | 66 (stronger) | 41 |
| Earnings | 61 (stronger) | 39 |
| Funding & liquidity | 77 | 80 (stronger) |
| Problem-loan coverage | 89 (stronger) | 80 |
| Peer percentile | 71st | 24th |
| Total assets | $617.6M | $157.6M |
| Deposits / shares | $525.4M | $136.0M |
| Capital ratio | 14.39% (stronger) | 12.82% |
| Problem loans | 1.02% (stronger) | 1.76% |
| Net charge-offs | 0.86% (stronger) | 1.79% |
| Return on assets | 1.03% (stronger) | 0.47% |
| Loans ÷ deposits | 83.4% | 79.9% (stronger) |
| Uninsured deposits | 5.9% (stronger) | 6.6% |
| Offices | 9 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
Central Willamette Credit Union has the higher TellerScore (77 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Central Willamette Credit Union leads on 6 and 44 North Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.