Side-by-side · Q2 2026 data
Central Willamette Credit Union vs First Community Credit Union
Metric by metric
| Measure | Central Willamette Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 77 | 86 (stronger) |
| Capital cushion | 94 (stronger) | 83 |
| Loan quality | 66 | 99 (stronger) |
| Earnings | 61 | 72 (stronger) |
| Funding & liquidity | 77 | 79 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 71st | 95th |
| Total assets | $617.6M | $1.9B |
| Deposits / shares | $525.4M | $1.6B |
| Capital ratio | 14.39% (stronger) | 13.29% |
| Problem loans | 1.02% | 0.04% (stronger) |
| Net charge-offs | 0.86% | 0.04% (stronger) |
| Return on assets | 1.03% | 1.31% (stronger) |
| Loans ÷ deposits | 83.4% | 81.0% (stronger) |
| Uninsured deposits | 5.9% (stronger) | 6.3% |
| Offices | 9 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
First Community Credit Union has the higher TellerScore (86 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Central Willamette Credit Union leads on 2 and First Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.