First Community Credit Union is a federally insured state-chartered credit union headquartered in Coquille, Oregon, in business for about 69 years. At the end of Q2 2026 it reported $1.9B in total assets and $1.6B in member shares and deposits, with 26 offices.
Based on its Q2 2026 filing, First Community Credit Union scores 86/100, which we describe as very strong. That is higher than 95% of 454 credit unions with $1 billion – $10 billion. Among 47 credit unions headquartered in Oregon, it ranks 5th. Its strongest component is loan quality (99/100; 0.04%), and its lowest is earnings (72/100; 1.31%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (83 → 86), mostly because the capital cushion component improved by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 79 |
| Q4 2024 | 79 |
| Q1 2025 | 81 |
| Q2 2025 | 83 |
| Q3 2025 | 84 |
| Q4 2025 | 84 |
| Q1 2026 | 86 |
| Q2 2026 | 86 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.80% |
| Q3 2024 | 11.99% |
| Q4 2024 | 12.22% |
| Q1 2025 | 12.22% |
| Q2 2025 | 12.50% |
| Q3 2025 | 12.73% |
| Q4 2025 | 13.15% |
| Q1 2026 | 13.28% |
| Q2 2026 | 13.29% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.05% |
| Q3 2024 | 0.08% |
| Q4 2024 | 0.07% |
| Q1 2025 | 0.06% |
| Q2 2025 | 0.06% |
| Q3 2025 | 0.05% |
| Q4 2025 | 0.06% |
| Q1 2026 | 0.05% |
| Q2 2026 | 0.04% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.79% |
| Q3 2024 | 0.79% |
| Q4 2024 | 0.85% |
| Q1 2025 | 1.09% |
| Q2 2025 | 1.20% |
| Q3 2025 | 1.22% |
| Q4 2025 | 1.19% |
| Q1 2026 | 1.46% |
| Q2 2026 | 1.31% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $1.9B | 13.29% | 0.04% | 1.31% | 81.0% |
| Q1 2026 | 86 | $1.8B | 13.28% | 0.05% | 1.46% | 85.1% |
| Q4 2025 | 84 | $1.7B | 13.15% | 0.06% | 1.19% | 86.6% |
| Q3 2025 | 84 | $1.7B | 12.73% | 0.05% | 1.22% | 76.8% |
| Q2 2025 | 83 | $1.7B | 12.50% | 0.06% | 1.20% | 77.4% |
| Q1 2025 | 81 | $1.7B | 12.22% | 0.06% | 1.09% | 77.1% |
| Q4 2024 | 79 | $1.7B | 12.22% | 0.07% | 0.85% | 76.0% |
| Q3 2024 | 79 | $1.7B | 11.99% | 0.08% | 0.79% | 68.4% |
| Q2 2024 | 79 | $1.7B | 11.80% | 0.05% | 0.79% | 68.8% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oregon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Marion and Polk Schools Credit UnionCredit union Salem, OR | 59 out of 100, Moderate | $1.9B | 9.6% | 1.32% | vs |
| Unitus Community Credit UnionCredit union Tigard, OR | 63 out of 100, Moderate | $1.8B | 9.9% | 0.43% | vs |
| Oregon State Credit UnionCredit union Corvallis, OR | 76 out of 100, Strong | $2.8B | 11.8% | 0.58% | vs |
| Selco Community Credit UnionCredit union Springfield, OR | 77 out of 100, Strong | $3.0B | 11.9% | 0.37% | vs |
| Rivermark Community Credit UnionCredit union Oregon City, OR | 58 out of 100, Moderate | $3.3B | 10.8% | 1.72% | vs |
| Oregon Community Credit UnionCredit union Eugene, OR | 55 out of 100, Moderate | $3.7B | 10.8% | 1.49% | vs |
Deposit insurance
Is my money safe at First Community Credit Union?
Yes. First Community Credit Union is a federally insured credit union (NCUA charter #68530). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.3% of shares and deposits ($100.9M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 13.29%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
26 locations
Branches
First Community Credit Union lists 26 offices in 23 cities. Most locations:
- Grants Pass, OR (2)
- Klamath Falls, OR (2)
- Roseburg, OR (2)
- Bandon, OR (1)
- Bend, OR (1)
- Coos Bay, OR (1)
- Coquille, OR (1)
- Dallas, OR (1)
- Fairview, OR (1)
- Florence, OR (1)
- Forest Grove, OR (1)
- Hermiston, OR (1)
Identity & history
Profile
- Legal name
- First Community Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68530
- RSSD ID
- 837484
- Primary regulator
- State + NCUA
- Established
- 1957
- Headquarters
- 200 N Adams St, Coquille, OR 97423
- Employees
- 386
Quick answers
First Community Credit Union: common questions
Is First Community Credit Union NCUA insured?
Yes. First Community Credit Union is a federally insured credit union (NCUA charter #68530). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is First Community Credit Union's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does First Community Credit Union have?
26 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Coquille
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Oregon Pacific Banking Company dba Oregon Pacific BankBank Florence, OR | 74 out of 100, Strong | $825.4M | 11.2% | 0.39% | vs |
| Banner BankBank Walla Walla, WA | 72 out of 100, Strong | $16.6B | 11.2% | 0.46% | vs |
| Rogue Credit UnionCredit union Medford, OR | 67 out of 100, Moderate | $4.3B | 10.4% | 0.95% | vs |
| Columbia BankBank Roseburg, OR | 64 out of 100, Moderate | $65.4B | 9.7% | 0.57% | vs |
| First Interstate BankBank Billings, MT | 62 out of 100, Moderate | $25.8B | 9.4% | 1.12% | vs |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | vs |