Side-by-side · Q2 2026 data
Central Willamette Credit Union vs Onpoint Community Credit Union
Metric by metric
| Measure | Central Willamette Credit Union | Onpoint Community Credit Union |
|---|---|---|
| TellerScore | 77 | 83 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 66 | 67 (stronger) |
| Earnings | 61 | 76 (stronger) |
| Funding & liquidity | 77 | 80 (stronger) |
| Problem-loan coverage | 89 | 91 (stronger) |
| Peer percentile | 71st | 92nd |
| Total assets | $617.6M | $9.5B |
| Deposits / shares | $525.4M | $7.9B |
| Capital ratio | 14.39% | 15.00% (stronger) |
| Problem loans | 1.02% | 0.98% (stronger) |
| Net charge-offs | 0.86% | 0.42% (stronger) |
| Return on assets | 1.03% | 1.41% (stronger) |
| Loans ÷ deposits | 83.4% | 80.0% (stronger) |
| Uninsured deposits | 5.9% | 3.6% (stronger) |
| Offices | 9 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | 17.5% |
Onpoint Community Credit Union has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Central Willamette Credit Union leads on 0 and Onpoint Community Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.