Side-by-side · Q2 2026 data
Central Willamette Credit Union vs Oregon State Credit Union
Metric by metric
| Measure | Central Willamette Credit Union | Oregon State Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 94 (stronger) | 68 |
| Loan quality | 66 | 81 (stronger) |
| Earnings | 61 | 73 (stronger) |
| Funding & liquidity | 77 (stronger) | 76 |
| Problem-loan coverage | 89 | 92 (stronger) |
| Peer percentile | 71st | 79th |
| Total assets | $617.6M | $2.8B |
| Deposits / shares | $525.4M | $2.4B |
| Capital ratio | 14.39% (stronger) | 11.75% |
| Problem loans | 1.02% | 0.58% (stronger) |
| Net charge-offs | 0.86% | 0.74% (stronger) |
| Return on assets | 1.03% | 1.32% (stronger) |
| Loans ÷ deposits | 83.4% (stronger) | 84.5% |
| Uninsured deposits | 5.9% | 5.9% (stronger) |
| Offices | 9 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | 14.3% |
Central Willamette Credit Union has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Central Willamette Credit Union leads on 3 and Oregon State Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.