Side-by-side · Q2 2026 data
CentreBank vs Farmers and Mechanics Federal Savings Bank
Bank
Farmers and Mechanics Federal Savings Bank
Bloomfield, Indiana · $100 million – $1 billion
Metric by metric
| Measure | CentreBank | Farmers and Mechanics Federal Savings Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 18 |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 94 (stronger) | 10 |
| Funding & liquidity | 63 | 99 (stronger) |
| Problem-loan coverage | 97 (stronger) | 69 |
| Peer percentile | 95th | 10th |
| Total assets | $120.0M | $113.6M |
| Deposits / shares | $99.1M | $105.8M |
| Capital ratio | 17.16% (stronger) | 6.79% |
| Problem loans | 0.33% | 0.00% (stronger) |
| Net charge-offs | 0.36% | 0.23% (stronger) |
| Return on assets | 1.86% (stronger) | -0.25% |
| Loans ÷ deposits | 91.1% | 61.0% (stronger) |
| Uninsured deposits | 20.3% | 12.5% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.8% |
CentreBank has the higher TellerScore (90 vs 54). On the 7 directional measures above (where higher or lower is clearly better), CentreBank leads on 3 and Farmers and Mechanics Federal Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.