Side-by-side · Q2 2026 data
CentreBank vs Hoosier Heartland State Bank
Metric by metric
| Measure | CentreBank | Hoosier Heartland State Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 37 |
| Loan quality | 89 (stronger) | 79 |
| Earnings | 94 (stronger) | 71 |
| Funding & liquidity | 63 (stronger) | 59 |
| Problem-loan coverage | 97 (stronger) | 88 |
| Peer percentile | 95th | 24th |
| Total assets | $120.0M | $356.3M |
| Deposits / shares | $99.1M | $327.3M |
| Capital ratio | 17.16% (stronger) | 8.70% |
| Problem loans | 0.33% (stronger) | 0.63% |
| Net charge-offs | 0.36% | -0.00% (stronger) |
| Return on assets | 1.86% (stronger) | 1.27% |
| Loans ÷ deposits | 91.1% | 79.9% (stronger) |
| Uninsured deposits | 20.3% (stronger) | 34.3% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
CentreBank has the higher TellerScore (90 vs 63). On the 7 directional measures above (where higher or lower is clearly better), CentreBank leads on 5 and Hoosier Heartland State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.