Side-by-side · Q2 2026 data
Centric Federal Credit Union vs Cse Federal Credit Union
Metric by metric
| Measure | Centric Federal Credit Union | Cse Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 65 (stronger) |
| Capital cushion | 73 (stronger) | 63 |
| Loan quality | 54 | 61 (stronger) |
| Earnings | 43 | 45 (stronger) |
| Funding & liquidity | 69 | 89 (stronger) |
| Problem-loan coverage | 80 | 86 (stronger) |
| Peer percentile | 26th | 34th |
| Total assets | $447.5M | $446.2M |
| Deposits / shares | $385.1M | $400.1M |
| Capital ratio | 12.31% (stronger) | 11.26% |
| Problem loans | 1.38% | 1.16% (stronger) |
| Net charge-offs | 0.96% | 0.35% (stronger) |
| Return on assets | 0.58% | 0.63% (stronger) |
| Loans ÷ deposits | 90.8% | 71.2% (stronger) |
| Uninsured deposits | 14.4% | 6.4% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.0% |
Cse Federal Credit Union has the higher TellerScore (65 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Centric Federal Credit Union leads on 1 and Cse Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.