TellerScore

Headquartered in Lake Charles, Louisiana, Cse Federal Credit Union is a federal credit union with $446.2M in total assets and $400.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1943.

Cse Federal Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 1,341 credit unions with $100 million – $1 billion. Among 136 credit unions headquartered in Louisiana, it ranks 89th. Funding & liquidity contributes the most (89/100, 71% loans-to-deposits, 6% uninsured); earnings contributes the least (45/100, 0.63%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Net worth ratio: 11.26%
Loan quality61/100
Loans 60+ days delinquent ÷ total loans: 1.16%
Earnings45/100
Return on assets (annualized): 0.63%
Funding & liquidity89/100
Loans ÷ shares: 71.2% · 6.4% uninsured
Problem-loan coverage86/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.85%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (64 → 65).

TellerScore
566471Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202458
Q4 202456
Q1 202566
Q2 202564
Q3 202565
Q4 202560
Q1 202671
Q2 202665
Net worth ratio
7.00%9.13%11.26%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.21%
Q3 202411.01%
Q4 202410.76%
Q1 202510.66%
Q2 202510.68%
Q3 202510.77%
Q4 202510.88%
Q1 202610.96%
Q2 202611.26%
Delinquent loans (60+ days)
0.67%0.98%1.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.67%
Q3 20241.18%
Q4 20241.09%
Q1 20251.20%
Q2 20250.86%
Q3 20250.77%
Q4 20251.30%
Q1 20260.79%
Q2 20261.16%
Return on assets
-0.57%0.20%0.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.28%
Q3 2024-0.15%
Q4 2024-0.57%
Q1 20250.85%
Q2 20250.25%
Q3 20250.22%
Q4 20250.16%
Q1 20260.98%
Q2 20260.63%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202665$446.2M11.26%1.16%0.63%71.2%
Q1 202671$455.9M10.96%0.79%0.98%67.1%
Q4 202560$448.7M10.88%1.30%0.16%67.7%
Q3 202565$454.6M10.77%0.77%0.22%67.4%
Q2 202564$456.4M10.68%0.86%0.25%66.7%
Q1 202566$461.2M10.66%1.20%0.85%65.8%
Q4 202456$447.8M10.76%1.09%-0.57%70.0%
Q3 202458$457.1M11.01%1.18%-0.15%70.2%
Q2 202467$459.4M11.21%0.67%0.28%70.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.26%
48th
Problem loans1.16%
23rd
Net charge-offs0.35%
50th
Return on assets0.63%
41st
Loans to deposits71.2%
59th
Uninsured deposits6.4%
45th
Loan-loss reserves0.00%
50th
Texas ratio6.9%
26th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Centric Federal Credit UnionCredit union West Monroe, LA62 out of 100, Moderate$447.5M12.3%1.38%vs
Baton Rouge Telco Federal Credit UnionCredit union Baton Rouge, LA71 out of 100, Strong$457.7M12.4%0.36%vs
Essential Credit UnionCredit union Baton Rouge, LA50 out of 100, Below average$434.2M9.1%1.45%vs
Ouachita Valley Federal Credit UnionCredit union West Monroe, LA80 out of 100, Strong$464.1M13.1%0.78%vs
Riverland Federal Credit UnionCredit union New Orleans, LA78 out of 100, Strong$319.7M15.8%0.55%vs
The New Orleans Firemen'S Federal Credit UnionCredit union Metairie, LA58 out of 100, Moderate$283.9M11.7%1.19%vs

Deposit insurance

Is my money safe at Cse Federal Credit Union?

Yes. Cse Federal Credit Union is a federally insured credit union (NCUA charter #5086). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.4% of shares and deposits ($25.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.26%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Cse Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Cse Federal Credit Union reported 240 home-loan applications under HMDA (LEI 5493005HN78XQ5US3306): 129 originated ($22,485,000 total), 54 denied, and 32 withdrawn or closed by the applicant. Its denial rate on decided applications was 26.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Cse Federal Credit Union
Type
Federal credit union
NCUA charter #
5086
RSSD ID
229678
Primary regulator
NCUA
Established
1943
Headquarters
4321 Nelson Rd, Lake Charles, LA 70605
Employees
121

Quick answers

Cse Federal Credit Union: common questions

Is Cse Federal Credit Union NCUA insured?

Yes. Cse Federal Credit Union is a federally insured credit union (NCUA charter #5086). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cse Federal Credit Union's TellerScore?

65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cse Federal Credit Union have?

1 office as of the latest NCUA data.