Side-by-side · Q2 2026 data
Centric Federal Credit Union vs LA Capitol Federal Credit Union
Credit union
LA Capitol Federal Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Centric Federal Credit Union | LA Capitol Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 67 (stronger) |
| Capital cushion | 73 | 81 (stronger) |
| Loan quality | 54 (stronger) | 52 |
| Earnings | 43 | 54 (stronger) |
| Funding & liquidity | 69 | 71 (stronger) |
| Problem-loan coverage | 80 | 83 (stronger) |
| Peer percentile | 26th | 41st |
| Total assets | $447.5M | $798.4M |
| Deposits / shares | $385.1M | $645.3M |
| Capital ratio | 12.31% | 13.10% (stronger) |
| Problem loans | 1.38% (stronger) | 1.43% |
| Net charge-offs | 0.96% (stronger) | 1.11% |
| Return on assets | 0.58% | 0.84% (stronger) |
| Loans ÷ deposits | 90.8% | 89.7% (stronger) |
| Uninsured deposits | 14.4% | 8.7% (stronger) |
| Offices | 8 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 48.6% |
LA Capitol Federal Credit Union has the higher TellerScore (67 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Centric Federal Credit Union leads on 2 and LA Capitol Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.