Headquartered in Baton Rouge, Louisiana, LA Capitol Federal Credit Union is a federal credit union with $798.4M in total assets and $645.3M in member shares and deposits as of Q2 2026. It operates 11 offices. Its charter dates back to 1961.
Based on its Q2 2026 filing, LA Capitol Federal Credit Union scores 67/100, which we describe as moderate. That is higher than only 41% of 1,341 credit unions with $100 million – $1 billion. Among 136 credit unions headquartered in Louisiana, it ranks 80th. Its strongest component is problem-loan coverage (83/100; 8.6%), and its lowest is loan quality (52/100; 1.43%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (61 → 67), mostly because the loan quality component improved by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 45 |
| Q3 2024 | 47 |
| Q4 2024 | 56 |
| Q1 2025 | 55 |
| Q2 2025 | 61 |
| Q3 2025 | 67 |
| Q4 2025 | 67 |
| Q1 2026 | 67 |
| Q2 2026 | 67 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.21% |
| Q3 2024 | 12.45% |
| Q4 2024 | 12.22% |
| Q1 2025 | 12.00% |
| Q2 2025 | 12.46% |
| Q3 2025 | 12.81% |
| Q4 2025 | 12.88% |
| Q1 2026 | 12.87% |
| Q2 2026 | 13.10% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 3.25% |
| Q3 2024 | 3.10% |
| Q4 2024 | 2.05% |
| Q1 2025 | 1.83% |
| Q2 2025 | 1.82% |
| Q3 2025 | 1.24% |
| Q4 2025 | 1.45% |
| Q1 2026 | 1.40% |
| Q2 2026 | 1.43% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.44% |
| Q3 2024 | 0.56% |
| Q4 2024 | 0.68% |
| Q1 2025 | 0.31% |
| Q2 2025 | 0.85% |
| Q3 2025 | 0.74% |
| Q4 2025 | 0.98% |
| Q1 2026 | 0.83% |
| Q2 2026 | 0.84% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $798.4M | 13.10% | 1.43% | 0.84% | 89.7% |
| Q1 2026 | 67 | $799.7M | 12.87% | 1.40% | 0.83% | 88.7% |
| Q4 2025 | 67 | $785.9M | 12.88% | 1.45% | 0.98% | 91.9% |
| Q3 2025 | 67 | $763.0M | 12.81% | 1.24% | 0.74% | 89.8% |
| Q2 2025 | 61 | $776.8M | 12.46% | 1.82% | 0.85% | 90.0% |
| Q1 2025 | 55 | $784.8M | 12.00% | 1.83% | 0.31% | 88.9% |
| Q4 2024 | 56 | $765.4M | 12.22% | 2.05% | 0.68% | 93.2% |
| Q3 2024 | 47 | $761.5M | 12.45% | 3.10% | 0.56% | 91.9% |
| Q2 2024 | 45 | $764.2M | 12.21% | 3.25% | 0.44% | 91.4% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Carter Federal Credit UnionCredit union Springhill, LA | 32 out of 100, Low | $762.9M | 8.6% | 3.66% | vs |
| Pelican Credit UnionCredit union Baton Rouge, LA | 41 out of 100, Below average | $885.2M | 8.2% | 1.54% | vs |
| Campus Federal Credit UnionCredit union Baton Rouge, LA | 71 out of 100, Strong | $935.8M | 10.4% | 0.18% | vs |
| Ouachita Valley Federal Credit UnionCredit union West Monroe, LA | 80 out of 100, Strong | $464.1M | 13.1% | 0.78% | vs |
| Baton Rouge Telco Federal Credit UnionCredit union Baton Rouge, LA | 71 out of 100, Strong | $457.7M | 12.4% | 0.36% | vs |
| Centric Federal Credit UnionCredit union West Monroe, LA | 62 out of 100, Moderate | $447.5M | 12.3% | 1.38% | vs |
Deposit insurance
Is my money safe at LA Capitol Federal Credit Union?
Yes. LA Capitol Federal Credit Union is a federally insured credit union (NCUA charter #14568). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.7% of shares and deposits ($56.2M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 13.10%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
11 locations
Branches
LA Capitol Federal Credit Union lists 11 offices in 9 cities. Most locations:
- Baton Rouge, LA (2)
- Monroe, LA (2)
- Alexandria, LA (1)
- Hammond, LA (1)
- Metairie, LA (1)
- Natchitoches, LA (1)
- Oakdale, LA (1)
- Pineville, LA (1)
- Ruston, LA (1)
HMDA 2025
Mortgage lending
In 2025, LA Capitol Federal Credit Union reported 357 home-loan applications under HMDA (LEI 549300V1ZDKDQXFW3339): 145 originated ($15,995,000 total), 142 denied, and 65 withdrawn or closed by the applicant. Its denial rate on decided applications was 48.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- LA Capitol Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 14568
- RSSD ID
- 23184
- Primary regulator
- NCUA
- Established
- 1961
- Headquarters
- P.O. Box 3398, Baton Rouge, LA 70821
- Employees
- 155
Quick answers
LA Capitol Federal Credit Union: common questions
Is LA Capitol Federal Credit Union NCUA insured?
Yes. LA Capitol Federal Credit Union is a federally insured credit union (NCUA charter #14568). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is LA Capitol Federal Credit Union's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does LA Capitol Federal Credit Union have?
11 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Baton Rouge
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA | 96 out of 100, Very strong | $58.2M | 22.0% | 0.33% | vs |
| Baton Rouge Fire Department Federal Credit UnionCredit union Baton Rouge, LA | 92 out of 100, Very strong | $82.1M | 22.0% | 0.52% | vs |
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
| Department of Corrections Credit UnionCredit union Baton Rouge, LA | 90 out of 100, Very strong | $126.3M | 23.4% | 0.57% | vs |
| Gp Louisiana Federal Credit UnionCredit union Zachary, LA | 88 out of 100, Very strong | $66.2M | 17.0% | 0.80% | vs |
| Currency BankBank Baton Rouge, LA | 86 out of 100, Very strong | $248.5M | 13.4% | 0.14% | vs |