Side-by-side · Q2 2026 data
Centric Federal Credit Union vs Louisiana Machinery Employees Federal Credit Union
Credit union
Louisiana Machinery Employees Federal Credit Union
Monroe, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Centric Federal Credit Union | Louisiana Machinery Employees Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 79 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 54 | 100 (stronger) |
| Earnings | 43 (stronger) | 18 |
| Funding & liquidity | 69 | 71 (stronger) |
| Problem-loan coverage | 80 | 100 (stronger) |
| Peer percentile | 26th | 62nd |
| Total assets | $447.5M | $3.9M |
| Deposits / shares | $385.1M | $3.0M |
| Capital ratio | 12.31% | 22.39% (stronger) |
| Problem loans | 1.38% | 0.00% (stronger) |
| Net charge-offs | 0.96% | -0.08% (stronger) |
| Return on assets | 0.58% (stronger) | -0.05% |
| Loans ÷ deposits | 90.8% | 89.7% (stronger) |
| Uninsured deposits | 14.4% | 0.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Louisiana Machinery Employees Federal Credit Union has the higher TellerScore (79 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Centric Federal Credit Union leads on 1 and Louisiana Machinery Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.