TellerScore

Louisiana Machinery Employees Federal Credit Union is a federal credit union headquartered in Monroe, Louisiana, in business for about 65 years. At the end of Q2 2026 it reported $3.9M in total assets and $3.0M in member shares and deposits, with 1 office.

Louisiana Machinery Employees Federal Credit Union has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 62% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 42nd. Capital cushion contributes the most (100/100, 22.39%); earnings contributes the least (18/100, -0.05%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 22.39%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings18/100
Return on assets (annualized): -0.05%
Funding & liquidity71/100
Loans ÷ shares: 89.7% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 11 points (90 → 79), mostly because the earnings component weakened by 49 points.

TellerScore
728496Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202472
Q4 202481
Q1 202596
Q2 202590
Q3 202590
Q4 202587
Q1 202677
Q2 202679
Net worth ratio
7.00%15.16%23.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202422.43%
Q3 202422.41%
Q4 202422.59%
Q1 202522.47%
Q2 202521.37%
Q3 202523.32%
Q4 202523.29%
Q1 202622.54%
Q2 202622.39%
Delinquent loans (60+ days)
0.00%0.62%1.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20241.25%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-0.31%0.85%2.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.42%
Q3 20240.43%
Q4 20240.06%
Q1 20252.02%
Q2 20251.18%
Q3 20251.28%
Q4 20250.77%
Q1 2026-0.31%
Q2 2026-0.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$3.9M22.39%0.00%-0.05%89.7%
Q1 202677$3.9M22.54%0.00%-0.31%87.0%
Q4 202587$3.7M23.29%0.00%0.77%84.2%
Q3 202590$3.8M23.32%0.00%1.28%86.3%
Q2 202590$4.1M21.37%0.00%1.18%84.9%
Q1 202596$3.8M22.47%0.00%2.02%87.1%
Q4 202481$3.7M22.59%0.00%0.06%86.3%
Q3 202472$3.8M22.41%1.25%0.43%89.3%
Q2 202482$3.8M22.43%0.00%0.42%94.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.39%
84th
Problem loans0.00%
94th
Net charge-offs-0.08%
93rd
Return on assets-0.05%
17th
Loans to deposits89.7%
9th
Uninsured deposits0.0%
81st
Loan-loss reserves0.98%
83rd
Texas ratio0.0%
93rd

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
G. C. A. Federal Credit UnionCredit union Lake Charles, LA56 out of 100, Moderate$4.0M30.1%2.78%vs
S H P E Federal Credit UnionCredit union Greensburg, LA33 out of 100, Low$4.1M7.5%11.30%vs
Coast Guard Employees Credit UnionCredit union New Orleans, LA47 out of 100, Below average$3.7M12.8%5.01%vs
N.O. Port Commission Employees Credit UnionCredit union New Orleans, LA69 out of 100, Moderate$3.5M14.2%1.60%vs
Davison Employees Federal Credit UnionCredit union Sulphur, LA56 out of 100, Moderate$4.3M23.7%2.09%vs
Electrical Workers Local 130 Federal Credit UnionCredit union Metairie, LA47 out of 100, Below average$3.3M14.6%3.72%vs

Deposit insurance

Is my money safe at Louisiana Machinery Employees Federal Credit Union?

Yes. Louisiana Machinery Employees Federal Credit Union is a federally insured credit union (NCUA charter #14376). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 22.39%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Louisiana Machinery Employees Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Louisiana Machinery Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
14376
RSSD ID
541585
Primary regulator
NCUA
Established
1961
Headquarters
2414 Ferrand St Ste 4, Louisiana Ma, Monroe, LA 71201
Employees
2

Quick answers

Louisiana Machinery Employees Federal Credit Union: common questions

Is Louisiana Machinery Employees Federal Credit Union NCUA insured?

Yes. Louisiana Machinery Employees Federal Credit Union is a federally insured credit union (NCUA charter #14376). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Louisiana Machinery Employees Federal Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Louisiana Machinery Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Monroe

InstitutionScoreAssetsCapitalProblem loansCompare
Gibsland Bank & Trust CompanyBank Gibsland, LA81 out of 100, Strong$574.3M16.5%0.61%vs
Ouachita Valley Federal Credit UnionCredit union West Monroe, LA80 out of 100, Strong$464.1M13.1%0.78%vs
Union Federal Credit UnionCredit union Farmerville, LA80 out of 100, Strong$611K21.2%0.00%vs
The Mer Rouge State BankBank Mer Rouge, LA79 out of 100, Strong$51.8M12.6%0.55%vs
Century Next BankBank Ruston, LA77 out of 100, Strong$916.4M11.9%0.12%vs
Richland Parish Schools Federal Credit UnionCredit union Rayville, LA74 out of 100, Strong$619K29.6%6.18%vs