Side-by-side · Q2 2026 data
Centric Federal Credit Union vs Ouachita Valley Federal Credit Union
Credit union
Ouachita Valley Federal Credit Union
West Monroe, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Centric Federal Credit Union | Ouachita Valley Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 80 (stronger) |
| Capital cushion | 73 | 81 (stronger) |
| Loan quality | 54 | 74 (stronger) |
| Earnings | 43 | 75 (stronger) |
| Funding & liquidity | 69 | 88 (stronger) |
| Problem-loan coverage | 80 | 92 (stronger) |
| Peer percentile | 26th | 78th |
| Total assets | $447.5M | $464.1M |
| Deposits / shares | $385.1M | $420.9M |
| Capital ratio | 12.31% | 13.12% (stronger) |
| Problem loans | 1.38% | 0.78% (stronger) |
| Net charge-offs | 0.96% | 0.68% (stronger) |
| Return on assets | 0.58% | 1.37% (stronger) |
| Loans ÷ deposits | 90.8% | 71.8% (stronger) |
| Uninsured deposits | 14.4% | 8.5% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.5% |
Ouachita Valley Federal Credit Union has the higher TellerScore (80 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Centric Federal Credit Union leads on 0 and Ouachita Valley Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.