Side-by-side · Q2 2026 data
Century Bank and Trust vs Farmers State Bank
Metric by metric
| Measure | Century Bank and Trust | Farmers State Bank |
|---|---|---|
| TellerScore | 87 | 90 (stronger) |
| Capital cushion | 68 | 89 (stronger) |
| Loan quality | 98 (stronger) | 91 |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 70 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 91st | 95th |
| Total assets | $490.7M | $156.2M |
| Deposits / shares | $435.3M | $134.3M |
| Capital ratio | 11.79% | 13.92% (stronger) |
| Problem loans | 0.07% (stronger) | 0.28% |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.94% | 2.15% (stronger) |
| Loans ÷ deposits | 61.6% (stronger) | 90.3% |
| Uninsured deposits | 28.9% | 15.1% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (90 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Century Bank and Trust leads on 3 and Farmers State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.