Side-by-side · Q2 2026 data
Century Bank and Trust vs Farmers State Bank
Metric by metric
| Measure | Century Bank and Trust | Farmers State Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 78 |
| Capital cushion | 96 (stronger) | 58 |
| Loan quality | 78 | 99 (stronger) |
| Earnings | 94 | 94 |
| Funding & liquidity | 67 (stronger) | 50 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 90th | 86th |
| Total assets | $494.0M | $1.3B |
| Deposits / shares | $419.0M | $1.2B |
| Capital ratio | 14.59% (stronger) | 10.75% |
| Problem loans | 0.66% | 0.02% (stronger) |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 1.85% (stronger) | 1.85% |
| Loans ÷ deposits | 64.0% (stronger) | 77.7% |
| Uninsured deposits | 40.9% (stronger) | 44.9% |
| Offices | 6 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.4% |
Century Bank and Trust has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Century Bank and Trust leads on 5 and Farmers State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sturgis, MI