Side-by-side · Q2 2026 data
Century Bank and Trust vs Midwest America Federal Credit Union
Credit union
Midwest America Federal Credit Union
Fort Wayne, Indiana · $1 billion – $10 billion
Metric by metric
| Measure | Century Bank and Trust | Midwest America Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 79 |
| Capital cushion | 96 | 98 (stronger) |
| Loan quality | 78 (stronger) | 70 |
| Earnings | 94 (stronger) | 66 |
| Funding & liquidity | 67 | 68 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 90th | 86th |
| Total assets | $494.0M | $1.0B |
| Deposits / shares | $419.0M | $846.4M |
| Capital ratio | 14.59% | 14.80% (stronger) |
| Problem loans | 0.66% (stronger) | 0.90% |
| Net charge-offs | 0.04% (stronger) | 0.47% |
| Return on assets | 1.85% (stronger) | 1.14% |
| Loans ÷ deposits | 64.0% (stronger) | 92.2% |
| Uninsured deposits | 40.9% | 7.0% (stronger) |
| Offices | 6 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.2% |
Century Bank and Trust has the higher TellerScore (86 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Century Bank and Trust leads on 5 and Midwest America Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.