Side-by-side · Q2 2026 data
Century Bank vs New Horizons Credit Union
Metric by metric
| Measure | Century Bank | New Horizons Credit Union |
|---|---|---|
| TellerScore | 69 | 71 (stronger) |
| Capital cushion | 51 | 58 (stronger) |
| Loan quality | 80 | 88 (stronger) |
| Earnings | 70 (stronger) | 48 |
| Funding & liquidity | 72 | 81 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 40th | 54th |
| Total assets | $566.2M | $304.1M |
| Deposits / shares | $509.2M | $269.6M |
| Capital ratio | 10.12% | 10.81% (stronger) |
| Problem loans | 0.60% | 0.37% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.25% |
| Return on assets | 1.24% (stronger) | 0.70% |
| Loans ÷ deposits | 76.5% (stronger) | 79.2% |
| Uninsured deposits | 26.0% | 1.4% (stronger) |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.9% | 26.5% |
New Horizons Credit Union has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Century Bank leads on 3 and New Horizons Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mobile, AL
- Semmes, AL