Side-by-side · Q2 2026 data
Century Bank vs Guadalupe Credit Union
Metric by metric
| Measure | Century Bank | Guadalupe Credit Union |
|---|---|---|
| TellerScore | 61 | 68 (stronger) |
| Capital cushion | 53 | 75 (stronger) |
| Loan quality | 64 (stronger) | 48 |
| Earnings | 58 | 60 (stronger) |
| Funding & liquidity | 71 | 89 (stronger) |
| Problem-loan coverage | 67 | 84 (stronger) |
| Peer percentile | 24th | 45th |
| Total assets | $1.4B | $348.2M |
| Deposits / shares | $1.2B | $299.9M |
| Capital ratio | 10.25% | 12.51% (stronger) |
| Problem loans | 1.07% (stronger) | 1.57% |
| Net charge-offs | 0.01% (stronger) | 0.67% |
| Return on assets | 0.95% | 1.01% (stronger) |
| Loans ÷ deposits | 68.0% (stronger) | 71.0% |
| Uninsured deposits | 34.1% | 10.7% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Guadalupe Credit Union has the higher TellerScore (68 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Century Bank leads on 3 and Guadalupe Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.