Century Bank (FDIC certificate #28362) is based in Santa Fe, New Mexico. Its Q2 2026 call report shows $1.4B in total assets and $1.2B in deposits and 9 offices.
Century Bank has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 897 banks with $1 billion – $10 billion. Among 29 banks headquartered in New Mexico, it ranks 25th. Funding & liquidity contributes the most (71/100, 68% loans-to-deposits, 34% uninsured); capital cushion contributes the least (53/100, 10.25%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 35 points (26 → 61), mostly because the loan quality component improved by 64 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 38 |
| Q3 2024 | 38 |
| Q4 2024 | 42 |
| Q1 2025 | 49 |
| Q2 2025 | 26 |
| Q3 2025 | 55 |
| Q4 2025 | 56 |
| Q1 2026 | 59 |
| Q2 2026 | 61 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.22% |
| Q3 2024 | 9.10% |
| Q4 2024 | 8.86% |
| Q1 2025 | 9.40% |
| Q2 2025 | 8.77% |
| Q3 2025 | 9.60% |
| Q4 2025 | 9.90% |
| Q1 2026 | 10.19% |
| Q2 2026 | 10.25% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 3.47% |
| Q3 2024 | 3.24% |
| Q4 2024 | 2.29% |
| Q1 2025 | 2.25% |
| Q2 2025 | 3.59% |
| Q3 2025 | 1.05% |
| Q4 2025 | 1.13% |
| Q1 2026 | 1.22% |
| Q2 2026 | 1.07% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.76% |
| Q3 2024 | 0.79% |
| Q4 2024 | 0.52% |
| Q1 2025 | 1.20% |
| Q2 2025 | -0.57% |
| Q3 2025 | 0.52% |
| Q4 2025 | 0.62% |
| Q1 2026 | 0.88% |
| Q2 2026 | 0.95% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $1.4B | 10.25% | 1.07% | 0.95% | 68.0% |
| Q1 2026 | 59 | $1.3B | 10.19% | 1.22% | 0.88% | 67.0% |
| Q4 2025 | 56 | $1.3B | 9.90% | 1.13% | 0.62% | 67.8% |
| Q3 2025 | 55 | $1.4B | 9.60% | 1.05% | 0.52% | 65.4% |
| Q2 2025 | 26 | $1.4B | 8.77% | 3.59% | -0.57% | 62.4% |
| Q1 2025 | 49 | $1.4B | 9.40% | 2.25% | 1.20% | 61.6% |
| Q4 2024 | 42 | $1.5B | 8.86% | 2.29% | 0.52% | 59.3% |
| Q3 2024 | 38 | $1.5B | 9.10% | 3.24% | 0.79% | 62.0% |
| Q2 2024 | 38 | $1.5B | 9.22% | 3.47% | 0.76% | 65.5% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Mexico
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| InBankBank Raton, NM | 62 out of 100, Moderate | $1.4B | 11.5% | 1.31% | vs |
| Citizens Bank of Las CrucesBank Las Cruces, NM | 76 out of 100, Strong | $1.2B | 10.4% | 0.43% | vs |
| Pioneer BankBank Roswell, NM | 73 out of 100, Strong | $1.1B | 12.3% | 1.71% | vs |
| CNB BankBank Carlsbad, NM | 75 out of 100, Strong | $1.1B | 9.7% | 0.09% | vs |
| First American BankBank Artesia, NM | 80 out of 100, Strong | $1.9B | 11.8% | 0.53% | vs |
Deposit insurance
Is my money safe at Century Bank?
Yes. Century Bank is an FDIC-insured institution (FDIC certificate #28362). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 34.1% of deposits ($418.6M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.25%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.91% (benchmark: 10%).
9 locations
Branches
Century Bank lists 8 offices in 5 cities. Most locations:
- Santa Fe, NM (4)
- Albuquerque, NM (1)
- Espanola, NM (1)
- Las Cruces, NM (1)
- Los Alamos, NM (1)
Identity & history
Profile
- Legal name
- Century Bank
- Former names
- Century Federal Savings and Loan Association; Century Bank FSB
- Type
- State-chartered bank
- FDIC certificate #
- 28362
- RSSD ID
- 83375
- Primary regulator
- FDIC
- Holding company
- Century Finl Services Corp
- Established
- January 1, 1910
- Headquarters
- 100 S Federal Pl, Santa Fe, NM 87501
- Website
- www.mycenturybank.com/
- Employees
- 185
Quick answers
Century Bank: common questions
Is Century Bank FDIC insured?
Yes. Century Bank is an FDIC-insured institution (FDIC certificate #28362). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Century Bank's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Century Bank ever failed?
There is no failure record for FDIC certificate #28362 in the FDIC failed bank list.
How many branches does Century Bank have?
9 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Santa Fe
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Sandia Area Federal Credit UnionCredit union Albuquerque, NM | 75 out of 100, Strong | $1.4B | 11.4% | 0.15% | vs |
| Los Alamos Schools Credit UnionCredit union Los Alamos, NM | 71 out of 100, Strong | $32.4M | 11.7% | 0.74% | vs |
| Northern New Mexico School Employee Federal Credit UnionCredit union Santa Fe, NM | 68 out of 100, Moderate | $44.5M | 12.5% | 1.82% | vs |
| Guadalupe Credit UnionCredit union Santa Fe, NM | 68 out of 100, Moderate | $348.2M | 12.5% | 1.57% | vs |
| Del Norte Credit UnionCredit union Los Alamos, NM | 66 out of 100, Moderate | $1.5B | 9.4% | 0.45% | vs |
| UMB Bank, National AssociationBank Kansas City, MO | 65 out of 100, Moderate | $71.9B | 8.9% | 0.34% | vs |