Side-by-side · Q2 2026 data
Century Bank of Florida vs Gulf Coast Business Bank
Metric by metric
| Measure | Century Bank of Florida | Gulf Coast Business Bank |
|---|---|---|
| TellerScore | 60 | 70 (stronger) |
| Capital cushion | 56 | 75 (stronger) |
| Loan quality | 67 | 100 (stronger) |
| Earnings | 40 (stronger) | 35 |
| Funding & liquidity | 65 (stronger) | 37 |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 19th | 43rd |
| Total assets | $101.1M | $186.6M |
| Deposits / shares | $87.0M | $160.3M |
| Capital ratio | 10.56% | 12.53% (stronger) |
| Problem loans | 0.99% | 0.00% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 0.50% (stronger) | 0.37% |
| Loans ÷ deposits | 69.6% (stronger) | 97.3% |
| Uninsured deposits | 38.1% (stronger) | 38.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gulf Coast Business Bank has the higher TellerScore (70 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Century Bank of Florida leads on 4 and Gulf Coast Business Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.