Side-by-side · Q2 2026 data
Century Bank of Kentucky, Inc. vs Transcend Credit Union
Metric by metric
| Measure | Century Bank of Kentucky, Inc. | Transcend Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 83 |
| Capital cushion | 54 | 84 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 85 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 86th | 83rd |
| Total assets | $208.1M | $588.3M |
| Deposits / shares | $188.0M | $473.2M |
| Capital ratio | 10.41% | 13.37% (stronger) |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 2.17% (stronger) | 1.19% |
| Loans ÷ deposits | 75.3% (stronger) | 91.0% |
| Uninsured deposits | 14.3% | 9.8% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Century Bank of Kentucky, Inc. has the higher TellerScore (84 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Century Bank of Kentucky, Inc. leads on 5 and Transcend Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.