Side-by-side · Q2 2026 data
Century Bank of the Ozarks vs Community First Banking Company
Metric by metric
| Measure | Century Bank of the Ozarks | Community First Banking Company |
|---|---|---|
| TellerScore | 74 | 75 (stronger) |
| Capital cushion | 38 | 53 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 97 (stronger) | 78 |
| Funding & liquidity | 68 (stronger) | 63 |
| Problem-loan coverage | 97 (stronger) | 89 |
| Peer percentile | 57th | 61st |
| Total assets | $305.3M | $307.3M |
| Deposits / shares | $273.1M | $262.2M |
| Capital ratio | 8.84% | 10.31% (stronger) |
| Problem loans | 0.19% | 0.00% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.11% |
| Return on assets | 1.92% (stronger) | 1.44% |
| Loans ÷ deposits | 92.7% | 89.5% (stronger) |
| Uninsured deposits | 10.5% (stronger) | 21.6% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Banking Company has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Century Bank of the Ozarks leads on 3 and Community First Banking Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.