Side-by-side · Q2 2026 data
Century Bank of the Ozarks vs West Plains Bank and Trust Company
Metric by metric
| Measure | Century Bank of the Ozarks | West Plains Bank and Trust Company |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 38 (stronger) | 33 |
| Loan quality | 94 (stronger) | 85 |
| Earnings | 97 (stronger) | 89 |
| Funding & liquidity | 68 | 76 (stronger) |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 57th | 43rd |
| Total assets | $305.3M | $767.9M |
| Deposits / shares | $273.1M | $702.5M |
| Capital ratio | 8.84% (stronger) | 8.32% |
| Problem loans | 0.19% (stronger) | 0.45% |
| Net charge-offs | -0.06% (stronger) | 0.02% |
| Return on assets | 1.92% (stronger) | 1.73% |
| Loans ÷ deposits | 92.7% | 75.4% (stronger) |
| Uninsured deposits | 10.5% (stronger) | 23.0% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Century Bank of the Ozarks has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Century Bank of the Ozarks leads on 6 and West Plains Bank and Trust Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.