Side-by-side · Q2 2026 data
Century Bank of the Ozarks vs West Plains Savings and Loan Association
Bank
West Plains Savings and Loan Association
West Plains, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Century Bank of the Ozarks | West Plains Savings and Loan Association |
|---|---|---|
| TellerScore | 74 (stronger) | 55 |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 97 (stronger) | 43 |
| Funding & liquidity | 68 (stronger) | 64 |
| Problem-loan coverage | 97 (stronger) | 69 |
| Peer percentile | 57th | 11th |
| Total assets | $305.3M | $100.5M |
| Deposits / shares | $273.1M | $77.3M |
| Capital ratio | 8.84% | 21.11% (stronger) |
| Problem loans | 0.19% (stronger) | 4.53% |
| Net charge-offs | -0.06% (stronger) | 0.03% |
| Return on assets | 1.92% (stronger) | 0.58% |
| Loans ÷ deposits | 92.7% (stronger) | 96.7% |
| Uninsured deposits | 10.5% | 5.2% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Century Bank of the Ozarks has the higher TellerScore (74 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Century Bank of the Ozarks leads on 5 and West Plains Savings and Loan Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.