Side-by-side · Q2 2026 data
Century Credit Union vs United Consumers Credit Union
Metric by metric
| Measure | Century Credit Union | United Consumers Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 88 (stronger) | 61 |
| Earnings | 61 | 63 (stronger) |
| Funding & liquidity | 85 (stronger) | 77 |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 91st | 48th |
| Total assets | $182.0M | $217.2M |
| Deposits / shares | $149.2M | $189.3M |
| Capital ratio | 17.55% (stronger) | 11.97% |
| Problem loans | 0.37% (stronger) | 1.17% |
| Net charge-offs | 0.27% (stronger) | 0.35% |
| Return on assets | 1.03% | 1.07% (stronger) |
| Loans ÷ deposits | 75.2% (stronger) | 83.1% |
| Uninsured deposits | 7.7% (stronger) | 7.8% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 23.8% |
Century Credit Union has the higher TellerScore (87 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Century Credit Union leads on 6 and United Consumers Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.