Side-by-side · Q2 2026 data
Century Federal Credit Union vs River Valley Credit Union
Metric by metric
| Measure | Century Federal Credit Union | River Valley Credit Union |
|---|---|---|
| TellerScore | 65 | 73 (stronger) |
| Capital cushion | 59 | 70 (stronger) |
| Loan quality | 79 | 84 (stronger) |
| Earnings | 34 | 56 (stronger) |
| Funding & liquidity | 78 (stronger) | 71 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 34th | 60th |
| Total assets | $469.9M | $502.3M |
| Deposits / shares | $414.4M | $435.0M |
| Capital ratio | 10.89% | 12.01% (stronger) |
| Problem loans | 0.63% | 0.48% (stronger) |
| Net charge-offs | 0.33% | 0.31% (stronger) |
| Return on assets | 0.35% | 0.90% (stronger) |
| Loans ÷ deposits | 81.9% (stronger) | 89.7% |
| Uninsured deposits | 7.1% | 0.0% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Valley Credit Union has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Century Federal Credit Union leads on 1 and River Valley Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.